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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,613 | $124,425+96.6% | $112,040+118.3% | $137,256+78.2% |
| Participation rate | 93.3% | 79.3%+14.0pp | 76.5%+16.8pp | 80.0%+13.4pp |
| Annual return | 12.10% | 24.72%-12.6pp | 24.52%-12.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $4,288 | $3,411+25.7% | $2,954+45.1% | $4,156+3.2% |
| Participant deferral / active EE | $6,799 | $5,718+18.9% | $5,098+33.4% | $6,407+6.1% |
| Admin fee / account holder | $33,844 | $15,207+122.6% | $12,098+179.7% | $12,270+175.8% |