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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,325 | $88,707+70.6% | $74,184+104.0% | $273,972-44.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -9.66% | 11.94%-21.6pp | 17.74%-27.4pp | 41.46%-51.1pp |
| Employer contribution / active EE | $3,792 | $3,159+20.0% | $2,370+60.0% | $4,869-22.1% |
| Participant deferral / active EE | $6,791 | $4,212+61.2% | $3,550+91.3% | $5,287+28.4% |
| Admin fee / account holder | $12,369 | $8,717+41.9% | $5,586+121.4% | $10,133+22.1% |