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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,600 | $160,070+95.9% | $147,117+113.2% | $145,897+114.9% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 10.72% | 98.69%-88.0pp | 420.54%-409.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $690 | $5,285-86.9% | $4,932-86.0% | $4,663-85.2% |
| Participant deferral / active EE | $8,040 | $8,419-4.5% | $8,065-0.3% | $6,689+20.2% |
| Admin fee / account holder | $108,755 | $15,035+623.3% | $12,993+737.1% | $13,390+712.2% |