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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,393 | $93,346+44.0% | $71,796+87.2% | $273,972-50.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 1.78% | 130.39%-128.6pp | 78.04%-76.3pp | 41.46%-39.7pp |
| Employer contribution / active EE | $2,955 | $2,733+8.1% | $1,924+53.6% | $4,869-39.3% |
| Participant deferral / active EE | $4,538 | $3,475+30.6% | $2,794+62.4% | $5,287-14.2% |
| Admin fee / account holder | $2,383 | $6,571-63.7% | $4,815-50.5% | $10,133-76.5% |