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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,744 | $112,933+34.4% | $90,970+66.8% | $158,982-4.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 0.15% | 215.82%-215.7pp | 134.60%-134.4pp | 302.99%-302.8pp |
| Employer contribution / active EE | $2,212 | $2,893-23.5% | $2,122+4.3% | $4,763-53.6% |
| Participant deferral / active EE | $8,922 | $4,128+116.1% | $3,373+164.5% | $5,983+49.1% |
| Admin fee / account holder | $19,049 | $8,047+136.7% | $5,961+219.6% | $11,252+69.3% |