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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,474 | $118,875+45.1% | $96,572+78.6% | $167,553+2.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 5.59% | 50.50%-44.9pp | 37.79%-32.2pp | 478.89%-473.3pp |
| Employer contribution / active EE | $15,117 | $3,121+384.4% | $2,357+541.3% | $4,840+212.4% |
| Participant deferral / active EE | $9,876 | $4,617+113.9% | $3,850+156.5% | $6,343+55.7% |
| Admin fee / account holder | $1,018 | $8,070-87.4% | $6,183-83.5% | $12,316-91.7% |