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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,564 | $106,267+143.3% | $96,520+167.9% | $139,456+85.4% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 13.55% | 38.45%-24.9pp | 35.72%-22.2pp | 373.45%-359.9pp |
| Employer contribution / active EE | $1,807 | $4,105-56.0% | $3,739-51.7% | $4,753-62.0% |
| Participant deferral / active EE | $5,505 | $5,454+0.9% | $4,879+12.8% | $6,711-18.0% |
| Admin fee / account holder | $59,444 | $7,882+654.1% | $6,733+782.9% | $11,407+421.1% |