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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,271 | $133,981+34.5% | $112,249+60.6% | $134,532+34.0% |
| Participation rate | 0.0% | 78.6%-78.6pp | 75.1%-75.1pp | 81.2%-81.2pp |
| Annual return | -17.52% | 47.16%-64.7pp | 27.48%-45.0pp | 418.27%-435.8pp |
| Employer contribution / active EE | $1,223 | $4,040-69.7% | $3,636-66.4% | $4,741-74.2% |
| Participant deferral / active EE | $3,606 | $5,292-31.9% | $4,729-23.7% | $6,401-43.7% |
| Admin fee / account holder | $11,589 | $7,492+54.7% | $6,412+80.7% | $11,429+1.4% |