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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,868 | $107,363+3.3% | $92,909+19.3% | $152,897-27.5% |
| Participation rate | 64.3% | 79.8%-15.5pp | 76.0%-11.7pp | 82.5%-18.2pp |
| Annual return | 18.39% | 145.63%-127.2pp | 109.44%-91.0pp | 345.43%-327.0pp |
| Employer contribution / active EE | $1,343 | $4,222-68.2% | $3,653-63.2% | $4,764-71.8% |
| Participant deferral / active EE | $4,036 | $4,848-16.7% | $4,238-4.8% | $5,851-31.0% |
| Admin fee / account holder | $462 | $7,082-93.5% | $5,795-92.0% | $11,599-96.0% |