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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,487 | $27,924-26.6% | $58,544-65.0% | $75,181-72.7% |
| Participation rate | 23.4% | 38.8%-15.4pp | 50.9%-27.5pp | 67.2%-43.8pp |
| Annual return | 16.54% | 44.20%-27.7pp | 4249.56%-4233.0pp | 160.69%-144.1pp |
| Employer contribution / active EE | $231 | $669-65.5% | $1,053-78.1% | $2,671-91.4% |
| Participant deferral / active EE | $636 | $1,202-47.1% | $1,923-66.9% | $4,126-84.6% |
| Admin fee / account holder | $2,261 | $1,726+31.0% | $2,520-10.3% | $5,650-60.0% |