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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,093 | $32,117-62.3% | $71,086-83.0% | $64,173-81.2% |
| Participation rate | 17.3% | 42.7%-25.4pp | 54.7%-37.3pp | 69.6%-52.2pp |
| Annual return | -10.03% | -5.57%-4.5pp | 650.59%-660.6pp | 7.63%-17.7pp |
| Employer contribution / active EE | $0 | $712-100.0% | $1,088-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $947 | $1,263-25.0% | $1,874-49.5% | $3,470-72.7% |
| Admin fee / account holder | $319 | $2,759-88.4% | $3,082-89.6% | $4,887-93.5% |