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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,524 | $107,030-91.1% | $73,550-87.1% | $147,586-93.5% |
| Participation rate | 82.6% | 66.4%+16.2pp | 54.9%+27.7pp | 82.8%-0.2pp |
| Annual return | 16.50% | 38.25%-21.7pp | -15.16%+31.7pp | 578.59%-562.1pp |
| Employer contribution / active EE | $0 | $1,760-100.0% | $1,219-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,891 | $2,458-23.1% | $1,804+4.8% | $5,439-65.2% |
| Admin fee / account holder | $495 | $3,055-83.8% | $2,320-78.7% | $10,886-95.5% |