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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,535 | $178,174-16.1% | $156,181-4.3% | $137,256+8.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.96% | 84.19%-67.2pp | 64.87%-47.9pp | 220.34%-203.4pp |
| Employer contribution / active EE | $4,200 | $4,972-15.5% | $4,294-2.2% | $4,156+1.1% |
| Participant deferral / active EE | $12,380 | $6,888+79.7% | $6,132+101.9% | $6,407+93.2% |
| Admin fee / account holder | $9,243 | $17,404-46.9% | $14,586-36.6% | $12,270-24.7% |