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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,605 | $152,592-53.7% | $125,180-43.6% | $152,885-53.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 25.57% | 54.84%-29.3pp | 43.79%-18.2pp | 345.39%-319.8pp |
| Employer contribution / active EE | $4,480 | $4,947-9.4% | $3,866+15.9% | $4,763-5.9% |
| Participant deferral / active EE | $8,127 | $5,868+38.5% | $4,937+64.6% | $5,851+38.9% |
| Admin fee / account holder | $1,589 | $13,435-88.2% | $9,703-83.6% | $11,598-86.3% |