Retirement plan

SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN

Name: SWEET STREET DESSERTS, INC. - SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN (2016) Form 5500
Creator: SWEET STREET DESSERTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN, SWEET STREET DESSERTS, INC.

SWEET STREET DESSERTS, INC.EIN 23-2198512Plan #001PY 2016

P.O. BOX 15127 - READING, PA 19612610-921-8113

Prospect flagsLow returns

Top hat statement on fileNQDC

Filed November 30, 1994

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$20.6M

No prior year

Total participants

703

No prior year

Average account balance

$30,246

No prior year

Annual return

1.76%

No prior year

Benchmarks

See 682 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort682 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$59K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

625

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.35M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 15 by compensation

Provider	Service type	Compensation
PRIVATE ADVISOR GROUP LLC1+ years Filed as: PRIVATE ADVISOR GROUP, LLC Service code 27 · EIN 27-3463733	Advisory (Plan)	$28,803
ALLIANCE PENSION CONSULTANTS, LLC1+ years Filed as: THE PARAGON ALLIANCE GROUP, LLC Service code 13	Contract Administrator	$7,614
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850	Indirect Investment Fees	$6,558
BLACKROCK1+ years Filed as: BLACKROCKTOTAL RETURN FUND Service code 60	Sub-TA Fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL INS CO Service code 60	Sub-TA Fees	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 60	Sub-TA Fees	$0
OPPENHEIMER1+ years Filed as: OPPENHEIMER EQUITY INCOME FUND Service code 60	Sub-TA Fees	$0
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: PUTNAM ASSET ALLOC BAL PRTFL FD Service code 60	Sub-TA Fees	$0
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: PUTNAM ASSET ALLOC CONS PRTFL FD Service code 60	Sub-TA Fees	$0
GREAT-WEST LIFE & ANNUITY INSURANCE1+ years Filed as: PUTNAM ASSET ALLOC GR PRTFL FD Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes3D2E2H2J3H2F2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$131K

$236 / participant

Investment mgmt$91K69.2%
Contract admin$7K5.0%
Other / not subdivided$34K25.8%

% of EOY assets

0.636%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HERBEIN & CO, INC.
Auditor EIN: 232415973
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,246

$50,106-39.6%

$69,779-56.7%

$57,658-47.5%

Participation rate

96.2%

70.9%+25.4pp

71.8%+24.4pp

70.2%+26.0pp

Annual return

1.76%

14.58%-12.8pp

12.99%-11.2pp

5.13%-3.4pp

Employer contribution / active EE

$1,366

$1,739-21.5%

$2,338-41.6%

$1,974-30.8%

Participant deferral / active EE

$1,435

$2,486-42.3%

$2,931-51.0%

$3,061-53.1%

Admin fee / account holder

$192

$89+115.8%

$4,381-95.6%

$95+103.6%

Provider

Service type

Compensation

PRIVATE ADVISOR GROUP LLC1+ years

Filed as: PRIVATE ADVISOR GROUP, LLC

Service code 27 · EIN 27-3463733

Advisory (Plan)

$28,803

ALLIANCE PENSION CONSULTANTS, LLC1+ years

Filed as: THE PARAGON ALLIANCE GROUP, LLC

Service code 13

Contract Administrator

$7,614

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$6,558

BLACKROCK1+ years

Filed as: BLACKROCKTOTAL RETURN FUND

Service code 60

Sub-TA Fees

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL INS CO

Service code 60

Sub-TA Fees

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 60

Sub-TA Fees

OPPENHEIMER1+ years

Filed as: OPPENHEIMER EQUITY INCOME FUND

Service code 60

Sub-TA Fees

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: PUTNAM ASSET ALLOC BAL PRTFL FD

Service code 60

Sub-TA Fees

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: PUTNAM ASSET ALLOC CONS PRTFL FD

Service code 60

Sub-TA Fees

GREAT-WEST LIFE & ANNUITY INSURANCE1+ years

Filed as: PUTNAM ASSET ALLOC GR PRTFL FD

Service code 60

Sub-TA Fees

SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion