Retirement plan

SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN

Name: SWEET STREET DESSERTS, INC. - SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN (2021) Form 5500
Creator: SWEET STREET DESSERTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN, SWEET STREET DESSERTS, INC.

SWEET STREET DESSERTS, INC.EIN 23-2198512Plan #001PY 2021

P.O. BOX 15127 - READING, PA 19612610-921-8113

Prospect flagsNo flags tripped

Top hat statement on fileNQDC

Filed November 30, 1994

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$31.8M

+14.7% from 2020

Total participants

576

+4.9% from 2020

Average account balance

$64,705

+20.3% from 2020

Annual return

26.19%

+17.56 pp from 2020

Benchmarks

See 703 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort703 peers

Snapshot2021

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$37.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$59K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

625

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.35M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$14

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 18 by compensation

Provider	Service type	Compensation
PRIVATE ADVISOR GROUP LLC1 year Service code 27 · EIN 27-3463733	Advisory (Plan)	$30,970
MMA SECURITIES LLC1 year Service code 27 · EIN 22-3570392	Advisory (Plan)	$22,733
ALLIANCE PENSION CONSULTANTS, LLC6+ years Filed as: THE PARAGON ALLIANCE GROUP, LLC Service code 13 · EIN 23-3044062	Contract Administrator	$20,548
MASSACHUSETTS MUTUAL LIFE INS. CO.1 year Service code 49 · EIN 04-1590850	Other Services	$9,820
AMERICAN FUNDS2 years Service code 52 · EIN 95-2817150	Indirect Investment Fees	$0
BLACKROCK4 years Service code 52 · EIN 51-0318674	Indirect Investment Fees	$0
CALVERT3 years Service code 52 · EIN 52-1233223	Indirect Investment Fees	$0
DIAMOND HILL1 year Service code 52 · EIN 31-6547095	Indirect Investment Fees	$0
FIDELITY INVESTMENTS INSTITUTIONAL4 years Filed as: FIDELITY INVESTMENTS Service code 52 · EIN 04-6056833	Indirect Investment Fees	$0
INVESCO1 year Service code 52 · EIN 84-0933032	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2J2F2G2K3H2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$10K

$22 / participant

Contract admin$10K99.7%
Other / not subdivided$310.3%

% of EOY assets

0.031%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HERBEIN & CO., INC.
Auditor EIN: 232415973
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$64,705

$66,528-2.7%

$86,874-25.5%

$86,799-25.5%

Participation rate

80.5%

72.4%+8.2pp

71.6%+8.9pp

72.3%+8.3pp

Annual return

26.19%

19.56%+6.6pp

63.52%-37.3pp

97.91%-71.7pp

Employer contribution / active EE

$1,666

$2,007-17.0%

$2,495-33.2%

$2,405-30.7%

Participant deferral / active EE

$2,154

$3,240-33.5%

$3,699-41.8%

$4,131-47.9%

Admin fee / account holder

$20

$148-86.5%

$5,828-99.7%

$170-88.2%

Provider

Service type

Compensation

PRIVATE ADVISOR GROUP LLC1 year

Service code 27 · EIN 27-3463733

Advisory (Plan)

$30,970

MMA SECURITIES LLC1 year

Service code 27 · EIN 22-3570392

Advisory (Plan)

$22,733

ALLIANCE PENSION CONSULTANTS, LLC6+ years

Filed as: THE PARAGON ALLIANCE GROUP, LLC

Service code 13 · EIN 23-3044062

Contract Administrator

$20,548

MASSACHUSETTS MUTUAL LIFE INS. CO.1 year

Service code 49 · EIN 04-1590850

Other Services

$9,820

AMERICAN FUNDS2 years

Service code 52 · EIN 95-2817150

Indirect Investment Fees

BLACKROCK4 years

Service code 52 · EIN 51-0318674

Indirect Investment Fees

CALVERT3 years

Service code 52 · EIN 52-1233223

Indirect Investment Fees

DIAMOND HILL1 year

Service code 52 · EIN 31-6547095

Indirect Investment Fees

FIDELITY INVESTMENTS INSTITUTIONAL4 years

Filed as: FIDELITY INVESTMENTS

Service code 52 · EIN 04-6056833

Indirect Investment Fees

INVESCO1 year

Service code 52 · EIN 84-0933032

Indirect Investment Fees

SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SWEET STREET DESSERTS, INC. PROFIT SHARING & 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion