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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,315 | $81,476+24.3% | $102,383-1.0% | $80,925+25.2% |
| Participation rate | 89.1% | 66.8%+22.3pp | 74.5%+14.6pp | 67.7%+21.5pp |
| Annual return | 11.21% | 25.59%-14.4pp | 24.94%-13.7pp | 35.65%-24.4pp |
| Employer contribution / active EE | $4,247 | $3,105+36.8% | $3,870+9.7% | $2,756+54.1% |
| Participant deferral / active EE | $1,499 | $3,871-61.3% | $5,060-70.4% | $4,299-65.1% |
| Admin fee / account holder | $1,867 | $6,717-72.2% | $8,391-77.8% | $6,940-73.1% |