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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,286 | $73,988+20.7% | $96,538-7.5% | $75,177+18.8% |
| Participation rate | 87.8% | 66.4%+21.3pp | 74.3%+13.4pp | 67.2%+20.6pp |
| Annual return | 17.00% | 26.73%-9.7pp | 35.74%-18.7pp | 160.75%-143.8pp |
| Employer contribution / active EE | $6,025 | $2,930+105.6% | $3,740+61.1% | $2,671+125.6% |
| Participant deferral / active EE | $1,446 | $3,660-60.5% | $4,880-70.4% | $4,126-64.9% |
| Admin fee / account holder | $13,768 | $5,220+163.8% | $6,737+104.3% | $5,651+143.6% |