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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,045 | $78,670+28.4% | $109,173-7.4% | $85,847+17.7% |
| Participation rate | 92.3% | 68.3%+24.0pp | 75.9%+16.4pp | 69.3%+23.0pp |
| Annual return | 10.08% | 25.09%-15.0pp | 25.75%-15.7pp | 318.61%-308.5pp |
| Employer contribution / active EE | $5,890 | $2,734+115.4% | $3,723+58.2% | $2,565+129.6% |
| Participant deferral / active EE | $1,750 | $3,467-49.5% | $4,654-62.4% | $3,952-55.7% |
| Admin fee / account holder | $7,573 | $5,469+38.5% | $6,755+12.1% | $6,261+21.0% |