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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,446 | $72,273+19.6% | $101,275-14.6% | $79,856+8.3% |
| Participation rate | 90.5% | 68.5%+22.0pp | 75.8%+14.7pp | 69.6%+20.8pp |
| Annual return | 6.86% | 22.30%-15.4pp | 46.48%-39.6pp | 31.71%-24.9pp |
| Employer contribution / active EE | $5,172 | $2,691+92.2% | $3,660+41.3% | $2,471+109.3% |
| Participant deferral / active EE | $1,529 | $3,282-53.4% | $4,371-65.0% | $3,741-59.1% |
| Admin fee / account holder | $21,115 | $4,401+379.7% | $5,948+255.0% | $5,306+297.9% |