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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,926 | $81,208+108.0% | $98,920+70.8% | $79,856+111.5% |
| Participation rate | 69.2% | 72.5%-3.3pp | 76.0%-6.8pp | 69.6%-0.4pp |
| Annual return | 36.08% | 60.99%-24.9pp | 196.47%-160.4pp | 31.71%+4.4pp |
| Employer contribution / active EE | $904 | $1,960-53.9% | $2,689-66.4% | $2,471-63.4% |
| Participant deferral / active EE | $6,332 | $3,265+93.9% | $4,245+49.2% | $3,741+69.3% |
| Admin fee / account holder | $14,489 | $6,013+141.0% | $6,643+118.1% | $5,306+173.0% |