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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,671 | $76,367+80.3% | $93,609+47.1% | $72,986+88.6% |
| Participation rate | 62.9% | 71.7%-8.9pp | 75.8%-13.0pp | 69.5%-6.6pp |
| Annual return | 20.31% | 25.82%-5.5pp | 32.76%-12.4pp | 81.01%-60.7pp |
| Employer contribution / active EE | $1,586 | $2,275-30.3% | $2,718-41.7% | $2,440-35.0% |
| Participant deferral / active EE | $6,593 | $3,538+86.4% | $4,069+62.0% | $3,607+82.8% |
| Admin fee / account holder | $46,901 | $6,838+585.9% | $7,889+494.5% | $5,124+815.3% |