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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,786 | $78,636+79.0% | $105,607+33.3% | $74,459+89.1% |
| Participation rate | 65.1% | 72.8%-7.7pp | 75.3%-10.2pp | 67.2%-2.1pp |
| Annual return | 19.28% | 15.96%+3.3pp | 116.11%-96.8pp | 1369.70%-1350.4pp |
| Employer contribution / active EE | $2,285 | $2,523-9.5% | $3,167-27.9% | $2,626-13.0% |
| Participant deferral / active EE | $5,776 | $4,322+33.6% | $5,011+15.3% | $4,350+32.8% |
| Admin fee / account holder | $8,018 | $2,220+261.1% | $10,958-26.8% | $1,945+312.3% |