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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,482 | $78,690+50.6% | $161,489-26.6% | $87,485+35.4% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 11.51% | 32.74%-21.2pp | 89.72%-78.2pp | 26.06%-14.5pp |
| Employer contribution / active EE | $2,759 | $2,588+6.6% | $4,268-35.4% | $2,596+6.3% |
| Participant deferral / active EE | $5,780 | $3,311+74.6% | $5,630+2.7% | $4,274+35.2% |
| Admin fee / account holder | $19,791 | $6,724+194.4% | $16,006+23.6% | $7,775+154.6% |