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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,482 | $76,407+55.1% | $150,298-21.2% | $82,448+43.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.51% | 39.99%-28.5pp | 62.79%-51.3pp | 41.64%-30.1pp |
| Employer contribution / active EE | $2,759 | $2,614+5.5% | $4,154-33.6% | $2,551+8.2% |
| Participant deferral / active EE | $5,780 | $3,214+79.8% | $5,453+6.0% | $4,139+39.6% |
| Admin fee / account holder | $19,791 | $6,352+211.6% | $14,116+40.2% | $7,234+173.6% |