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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,736 | $176,105+45.2% | $159,474+60.4% | $167,536+52.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.09% | 331.91%-317.8pp | 263.68%-249.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $5,713 | $5,299+7.8% | $4,831+18.3% | $4,839+18.1% |
| Participant deferral / active EE | $14,717 | $7,751+89.9% | $7,353+100.1% | $6,342+132.1% |
| Admin fee / account holder | $9,193 | $12,559-26.8% | $10,802-14.9% | $12,315-25.3% |