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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,978 | $156,398+93.1% | $147,318+105.0% | $138,895+117.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 15.48% | 78.75%-63.3pp | 70.43%-55.0pp | 145.39%-129.9pp |
| Employer contribution / active EE | $4,618 | $4,853-4.9% | $4,593+0.5% | $4,194+10.1% |
| Participant deferral / active EE | $11,118 | $8,237+35.0% | $7,906+40.6% | $6,396+73.8% |
| Admin fee / account holder | $4,010 | $14,976-73.2% | $13,708-70.7% | $12,562-68.1% |