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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,822 | $138,078+41.1% | $125,363+55.4% | $134,509+44.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.99% | 750.49%-772.5pp | 572.15%-594.1pp | 418.13%-440.1pp |
| Employer contribution / active EE | $4,841 | $5,245-7.7% | $4,815+0.5% | $4,741+2.1% |
| Participant deferral / active EE | $11,858 | $7,800+52.0% | $7,447+59.2% | $6,400+85.3% |
| Admin fee / account holder | $18,398 | $11,566+59.1% | $10,005+83.9% | $11,427+61.0% |