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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,168 | $77,814+91.7% | $158,223-5.7% | $86,983+71.5% |
| Participation rate | 94.6% | 68.4%+26.1pp | 79.2%+15.4pp | 69.5%+25.0pp |
| Annual return | 15.61% | 30.54%-14.9pp | 52.09%-36.5pp | 25.83%-10.2pp |
| Employer contribution / active EE | $5,455 | $2,592+110.4% | $4,109+32.8% | $2,584+111.1% |
| Participant deferral / active EE | $3,529 | $3,270+7.9% | $5,467-35.5% | $4,194-15.9% |
| Admin fee / account holder | $22,159 | $5,879+276.9% | $16,047+38.1% | $7,856+182.1% |