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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,995 | $85,171+43.2% | $172,753-29.4% | $72,976+67.2% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 6.07% | 27.32%-21.3pp | 803.00%-796.9pp | 81.02%-74.9pp |
| Employer contribution / active EE | $6,318 | $3,324+90.1% | $5,144+22.8% | $2,440+158.9% |
| Participant deferral / active EE | $5,048 | $3,260+54.8% | $5,198-2.9% | $3,608+39.9% |
| Admin fee / account holder | $7,118 | $5,880+21.0% | $13,956-49.0% | $5,124+38.9% |