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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,322 | $73,863+67.0% | $143,797-14.2% | $68,490+80.1% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -11.55% | 0.91%-12.5pp | -0.04%-11.5pp | -7.85%-3.7pp |
| Employer contribution / active EE | $5,793 | $3,185+81.9% | $4,952+17.0% | $2,597+123.1% |
| Participant deferral / active EE | $3,885 | $3,385+14.8% | $5,638-31.1% | $4,028-3.5% |
| Admin fee / account holder | $11,020 | $5,756+91.5% | $14,679-24.9% | $5,403+104.0% |