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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,617 | $91,198+42.1% | $178,503-27.4% | $79,856+62.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 4.65% | 24.20%-19.5pp | 151.12%-146.5pp | 31.71%-27.1pp |
| Employer contribution / active EE | $6,799 | $3,257+108.8% | $5,011+35.7% | $2,471+175.1% |
| Participant deferral / active EE | $5,231 | $3,237+61.6% | $5,202+0.5% | $3,741+39.8% |
| Admin fee / account holder | $2,516 | $6,748-62.7% | $13,987-82.0% | $5,306-52.6% |