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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,168 | $86,050+73.3% | $189,758-21.4% | $94,015+58.7% |
| Participation rate | 94.6% | 68.9%+25.7pp | 79.8%+14.8pp | 70.8%+23.7pp |
| Annual return | 15.61% | 17.77%-2.2pp | 52.62%-37.0pp | 17.84%-2.2pp |
| Employer contribution / active EE | $5,455 | $2,819+93.5% | $4,767+14.4% | $2,790+95.5% |
| Participant deferral / active EE | $3,529 | $3,349+5.4% | $5,856-39.7% | $4,249-17.0% |
| Admin fee / account holder | $22,159 | $6,627+234.4% | $20,388+8.7% | $8,951+147.6% |