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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,739 | $149,754-58.8% | $118,934-48.1% | $158,931-61.2% |
| Participation rate | 77.8% | 82.1%-4.3pp | 75.4%+2.4pp | 82.0%-4.2pp |
| Annual return | 10.19% | 19.95%-9.8pp | 35.88%-25.7pp | 302.86%-292.7pp |
| Employer contribution / active EE | $644 | $4,116-84.3% | $3,263-80.3% | $4,761-86.5% |
| Participant deferral / active EE | $2,794 | $5,224-46.5% | $4,265-34.5% | $5,982-53.3% |
| Admin fee / account holder | $2,269 | $8,603-73.6% | $6,580-65.5% | $11,247-79.8% |