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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,512 | $155,840-58.6% | $124,694-48.3% | $167,553-61.5% |
| Participation rate | 89.5% | 81.1%+8.4pp | 74.6%+14.9pp | 82.1%+7.4pp |
| Annual return | 11.46% | 17.98%-6.5pp | 5144.82%-5133.4pp | 478.89%-467.4pp |
| Employer contribution / active EE | $682 | $4,165-83.6% | $3,325-79.5% | $4,840-85.9% |
| Participant deferral / active EE | $3,846 | $5,675-32.2% | $4,615-16.7% | $6,343-39.4% |
| Admin fee / account holder | $313 | $9,536-96.7% | $7,495-95.8% | $12,316-97.5% |