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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,179 | $68,573-29.7% | $120,368-60.0% | $80,874-40.4% |
| Participation rate | 75.9% | 61.6%+14.3pp | 71.9%+4.0pp | 67.6%+8.2pp |
| Annual return | 7.00% | 23.61%-16.6pp | 107.26%-100.3pp | 35.62%-28.6pp |
| Employer contribution / active EE | $801 | $2,052-60.9% | $3,465-76.9% | $2,756-70.9% |
| Participant deferral / active EE | $2,317 | $3,174-27.0% | $4,991-53.6% | $4,297-46.1% |
| Admin fee / account holder | $15,639 | $5,734+172.8% | $9,429+65.9% | $6,935+125.5% |