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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,745 | $77,908-27.2% | $149,696-62.1% | $75,173-24.5% |
| Participation rate | 94.3% | 65.6%+28.8pp | 78.8%+15.6pp | 67.2%+27.1pp |
| Annual return | 12.59% | 31.73%-19.1pp | 134.46%-121.9pp | 160.72%-148.1pp |
| Employer contribution / active EE | $1,785 | $3,138-43.1% | $4,821-63.0% | $2,671-33.2% |
| Participant deferral / active EE | $4,947 | $3,411+45.0% | $5,682-12.9% | $4,126+19.9% |
| Admin fee / account holder | $4,284 | $5,950-28.0% | $13,212-67.6% | $5,651-24.2% |