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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,816 | $84,236-31.4% | $170,435-66.1% | $70,126-17.6% |
| Participation rate | 97.4% | 70.8%+26.5pp | 83.6%+13.8pp | 69.5%+27.8pp |
| Annual return | 11.56% | 23.06%-11.5pp | 205.94%-194.4pp | 73.15%-61.6pp |
| Employer contribution / active EE | $3,415 | $3,387+0.8% | $5,432-37.1% | $2,343+45.8% |
| Participant deferral / active EE | $3,910 | $3,086+26.7% | $4,939-20.8% | $3,332+17.4% |
| Admin fee / account holder | $24,360 | $5,698+327.5% | $13,881+75.5% | $4,645+424.4% |