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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,273 | $85,171-42.1% | $172,753-71.5% | $72,976-32.5% |
| Participation rate | 91.7% | 70.1%+21.6pp | 82.6%+9.0pp | 69.5%+22.2pp |
| Annual return | 3.75% | 27.32%-23.6pp | 803.00%-799.3pp | 81.02%-77.3pp |
| Employer contribution / active EE | $2,550 | $3,324-23.3% | $5,144-50.4% | $2,440+4.5% |
| Participant deferral / active EE | $3,583 | $3,260+9.9% | $5,198-31.1% | $3,608-0.7% |
| Admin fee / account holder | $2,972 | $5,880-49.5% | $13,956-78.7% | $5,124-42.0% |