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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,691 | $91,198-43.3% | $178,503-71.0% | $79,856-35.3% |
| Participation rate | 88.2% | 69.2%+19.0pp | 81.9%+6.3pp | 69.6%+18.6pp |
| Annual return | 6.87% | 24.20%-17.3pp | 151.12%-144.2pp | 31.71%-24.8pp |
| Employer contribution / active EE | $2,277 | $3,257-30.1% | $5,011-54.6% | $2,471-7.9% |
| Participant deferral / active EE | $2,952 | $3,237-8.8% | $5,202-43.3% | $3,741-21.1% |
| Admin fee / account holder | $2,578 | $6,748-61.8% | $13,987-81.6% | $5,306-51.4% |