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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,718 | $86,050+4.3% | $189,758-52.7% | $94,015-4.6% |
| Participation rate | 97.7% | 68.9%+28.8pp | 79.8%+17.9pp | 70.8%+26.9pp |
| Annual return | 10.06% | 17.77%-7.7pp | 52.62%-42.6pp | 17.84%-7.8pp |
| Employer contribution / active EE | $2,414 | $2,819-14.4% | $4,767-49.3% | $2,790-13.5% |
| Participant deferral / active EE | $5,187 | $3,349+54.9% | $5,856-11.4% | $4,249+22.1% |
| Admin fee / account holder | $3,304 | $6,627-50.1% | $20,388-83.8% | $8,951-63.1% |