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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,718 | $76,407+17.4% | $150,298-40.3% | $82,448+8.8% |
| Participation rate | 97.7% | 66.4%+31.3pp | 77.8%+20.0pp | 68.1%+29.7pp |
| Annual return | 10.06% | 39.99%-29.9pp | 62.79%-52.7pp | 41.64%-31.6pp |
| Employer contribution / active EE | $2,414 | $2,614-7.6% | $4,154-41.9% | $2,551-5.4% |
| Participant deferral / active EE | $5,187 | $3,214+61.4% | $5,453-4.9% | $4,139+25.3% |
| Admin fee / account holder | $3,304 | $6,352-48.0% | $14,116-76.6% | $7,234-54.3% |