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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,265 | $209,874+111.7% | $189,537+134.4% | $167,536+165.2% |
| Participation rate | 81.8% | 88.7%-6.8pp | 87.8%-6.0pp | 82.1%-0.3pp |
| Annual return | 15.63% | 748.61%-733.0pp | 555.34%-539.7pp | 478.82%-463.2pp |
| Employer contribution / active EE | $843 | $6,913-87.8% | $6,161-86.3% | $4,839-82.6% |
| Participant deferral / active EE | $5,896 | $8,934-34.0% | $8,220-28.3% | $6,342-7.0% |
| Admin fee / account holder | $478 | $14,299-96.7% | $12,048-96.0% | $12,315-96.1% |