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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,132 | $160,059+68.1% | $140,019+92.2% | $135,380+98.8% |
| Participation rate | 90.9% | 88.5%+2.4pp | 87.5%+3.4pp | 82.6%+8.3pp |
| Annual return | -6.77% | 911.48%-918.2pp | 651.17%-657.9pp | 519.81%-526.6pp |
| Employer contribution / active EE | $3,439 | $6,420-46.4% | $5,605-38.7% | $4,779-28.0% |
| Participant deferral / active EE | $6,503 | $7,641-14.9% | $6,927-6.1% | $5,609+15.9% |
| Admin fee / account holder | $302 | $13,328-97.7% | $10,705-97.2% | $10,828-97.2% |