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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,446 | $184,000+69.8% | $162,185+92.6% | $152,909+104.3% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.6%+2.4pp | 82.5%+7.5pp |
| Annual return | 24.92% | 150.80%-125.9pp | 115.61%-90.7pp | 345.46%-320.5pp |
| Employer contribution / active EE | $3,567 | $6,370-44.0% | $5,613-36.5% | $4,764-25.1% |
| Participant deferral / active EE | $7,391 | $8,033-8.0% | $7,297+1.3% | $5,851+26.3% |
| Admin fee / account holder | $36,149 | $13,124+175.4% | $10,844+233.4% | $11,601+211.6% |