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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,426 | $197,637+71.7% | $177,848+90.9% | $158,982+113.5% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.7%+2.3pp | 82.0%+8.0pp |
| Annual return | 13.15% | 58.77%-45.6pp | 48.33%-35.2pp | 302.99%-289.8pp |
| Employer contribution / active EE | $3,113 | $6,698-53.5% | $5,919-47.4% | $4,763-34.6% |
| Participant deferral / active EE | $6,772 | $8,405-19.4% | $7,714-12.2% | $5,983+13.2% |
| Admin fee / account holder | $24,318 | $15,406+57.8% | $12,431+95.6% | $11,252+116.1% |