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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,131 | $86,701-80.2% | $73,309-76.6% | $125,389-86.3% |
| Participation rate | 71.4% | 78.6%-7.2pp | 74.9%-3.5pp | 83.2%-11.8pp |
| Annual return | -6.32% | 2.78%-9.1pp | 5.67%-12.0pp | 282.24%-288.6pp |
| Employer contribution / active EE | $1,189 | $4,152-71.4% | $3,237-63.3% | $4,866-75.6% |
| Participant deferral / active EE | $7,045 | $5,549+27.0% | $4,991+41.2% | $5,352+31.6% |
| Admin fee / account holder | $356 | $7,768-95.4% | $5,635-93.7% | $9,541-96.3% |