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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,531 | $107,941-39.3% | $91,994-28.8% | $152,897-57.1% |
| Participation rate | 84.6% | 81.2%+3.4pp | 78.6%+6.0pp | 82.5%+2.2pp |
| Annual return | 17.56% | 89.28%-71.7pp | 69.04%-51.5pp | 345.43%-327.9pp |
| Employer contribution / active EE | $1,511 | $4,212-64.1% | $3,453-56.2% | $4,764-68.3% |
| Participant deferral / active EE | $8,657 | $6,366+36.0% | $5,924+46.1% | $5,851+48.0% |
| Admin fee / account holder | $1,780 | $10,521-83.1% | $7,744-77.0% | $11,599-84.7% |