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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,757 | $115,903-60.5% | $100,528-54.5% | $158,966-71.2% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | -2.88% | 34.80%-37.7pp | 30.90%-33.8pp | 302.95%-305.8pp |
| Employer contribution / active EE | $2,624 | $4,105-36.1% | $3,419-23.2% | $4,762-44.9% |
| Participant deferral / active EE | $8,633 | $6,677+29.3% | $6,271+37.7% | $5,983+44.3% |
| Admin fee / account holder | $32,375 | $11,000+194.3% | $8,084+300.5% | $11,250+187.8% |