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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,064 | $124,336-30.0% | $111,303-21.8% | $167,518-48.0% |
| Participation rate | 63.2% | 79.6%-16.5pp | 77.3%-14.2pp | 82.1%-19.0pp |
| Annual return | 14.62% | 37.45%-22.8pp | 54.66%-40.0pp | 478.71%-464.1pp |
| Employer contribution / active EE | $0 | $3,436-100.0% | $2,731-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $2,619 | $5,181-49.5% | $4,487-41.6% | $6,342-58.7% |
| Admin fee / account holder | $21,307 | $10,623+100.6% | $7,966+167.5% | $12,312+73.1% |