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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,270 | $136,860-0.4% | $120,344+13.2% | $154,746-11.9% |
| Participation rate | 52.4% | 79.9%-27.5pp | 76.7%-24.3pp | 80.7%-28.3pp |
| Annual return | 15.04% | 21.38%-6.3pp | 20.30%-5.3pp | 172.34%-157.3pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,669 | $5,793-53.9% | $5,135-48.0% | $6,730-60.3% |
| Admin fee / account holder | $2,449 | $15,393-84.1% | $12,742-80.8% | $14,365-83.0% |