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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,441 | $112,112-27.4% | $95,956-15.1% | $158,950-48.8% |
| Participation rate | 63.6% | 79.0%-15.3pp | 77.1%-13.4pp | 82.0%-18.3pp |
| Annual return | 16.37% | 171.15%-154.8pp | 91.63%-75.3pp | 302.91%-286.5pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,365 | $4,784-50.6% | $4,167-43.2% | $5,983-60.5% |
| Admin fee / account holder | $638 | $10,134-93.7% | $6,797-90.6% | $11,248-94.3% |